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发表于 2025-2-15 22:11:29
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<p>The Ability-to-Repay (ATR) rule is a cornerstone of Qualified Mortgages. It requires lenders to thoroughly assess a borrower's financial situation to ensure they can comfortably manage their mortgage payments. This involves verifying the borrower's income, assets, employment history, credit history, and other relevant financial information; By requiring lenders to conduct this due diligence, the ATR rule aims to prevent borrowers from being saddled with mortgages they cannot afford.</p>
<p>Opting for a Qualified Mortgage offers several advantages for borrowers:</p>
<a href=https://tradeprofinances.com/car-loans/current-car-loan-rates/>https://tradeprofinances.com/car-loans/current-car-loan-rates/</a>
<p>Several key economic indicators play a significant role in determining mortgage interest rates. These include:</p>
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